How it works
The quoted APY already includes compounding, so the deposit grows by the APY raised to the term expressed in years.
Example
$15,000 at 4.25% APY for 18 months matures at $15,966, earning $966 of interest.
This tool is for estimation and education, not financial, tax, or legal advice.
Frequently asked questions
Are the results exact lender quotes?
No. Results are estimates from the values entered and exclude terms or charges not shown.
Does the calculator send my numbers anywhere?
No. The calculation runs locally in your browser.
How should I use the result?
Compare scenarios, then verify important figures against a lender disclosure or account statement.
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