How it works
Savings grow monthly at the return you enter while contributions are added; the withdrawal rate turns that balance into a yearly income.
Example
$85,000 plus $900 a month at 6% for 22 years reaches $808,749, supporting $32,350 a year at 4%.
This tool is for estimation and education, not financial, tax, or legal advice.
Frequently asked questions
Do these tools use live market data?
No. Nothing is fetched; you enter the prices, rates, and assumptions yourself.
Does the calculator send my numbers anywhere?
No. The calculation runs locally in your browser.
Are projected returns guaranteed?
No. A projection repeats the rate you entered every year, which real markets never do.
Related investing tools
All investing calculators · Inflation Calculator · 401k Calculator