Calculatort

401k Calculator

Project a 401k balance including employer matching on your contribution rate.

Projected balance

How it works

Your contribution is a share of salary; the employer adds its match on the part of your contribution that falls within the match limit, and both grow monthly.

Example

8% of $90,000 with a 50% match up to 6% adds $9,900 a year and reaches $668,309 in 25 years at 7%.

This tool is for estimation and education, not financial, tax, or legal advice.

Frequently asked questions

Do these tools use live market data?

No. Nothing is fetched; you enter the prices, rates, and assumptions yourself.

Does the calculator send my numbers anywhere?

No. The calculation runs locally in your browser.

Are projected returns guaranteed?

No. A projection repeats the rate you entered every year, which real markets never do.

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