How it works
The gap between the two rates is expressed as a share of the market rate, then applied to your amount to show what the spread costs.
Example
An offered 1.052 against a market 1.085 is a 3.04% margin, costing 132.00 on 4,000.
This tool is for estimation and education, not financial, tax, or legal advice.
Frequently asked questions
Do these tools fetch live rates?
No. You enter the rate you were quoted, which is the one that will actually apply to you.
Does the calculator send my numbers anywhere?
No. The calculation runs locally in your browser.
Why does my bank's rate differ from the market rate?
The difference is the provider's margin; the exchange rate margin tool measures exactly that.
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